How to Get a Replacement Car Key
Losing your car keys can be a frustrating experience. It can also be costly depending on the type you have.
Calling an auto locksmith is the quickest method of replacing a key. This is usually a cheaper and quicker alternative than calling roadside assistance or an auto dealer.
Cost
Up until recently, losing your car keys was not a big problem. You could visit the local hardware store to purchase a replacement key. Today, however the process is more complex and expensive. The reason is because cars have become more technologically advanced, so their keys are too. And while this may make them more secure from theft, it also makes them more expensive to replace.
The cost of a lost key replacement will vary based on the year, make and model of your vehicle. A lot of newer vehicles have key fobs with a transponder chip in them to protect against theft. These chips must be paired to your vehicle. This usually requires a dealership or locksmith. The cost can vary based on the type of car you own, but it can reach $200.
Additionally, certain modern vehicles utilize laser-cut keys that have to be programmed by an exact machine, which is only available at dealerships or specialist auto locksmiths. The cost of a key for this type of lock is as high as $100.
The location of your home will also impact the cost. You'll likely need to pay more for service when you live in an area with a lot of distance since the tow truck and locksmith have to travel far to get to you. Additionally, a locksmith may be charged extra for holiday, after hours, and weekends.
You can cut down on the expense of replacing keys to your car by keeping a spare key at the house or in your wallet. You should also keep the title or registration documents with you, as these will be needed to prove that you are the owner of the vehicle should you need to call the dealership to request an exchange key. You can also call your roadside service for assistance. You might be able to get an interim replacement based on the terms and conditions of your roadside assistance service.
Time
It can be very frustrating to lose your car keys, but it's important not to be anxious. Make sure to look for your keys in obvious places, like your purse or pocket. Then, go back through your day and try to recall the places you may have left keys. This may help you remember where you lost them or even the location of them if they're in your car. If you can't find your car keys, it might be time to get new keys.
The majority of modern vehicles come with a remote key fob that uses a code in order to unlock and start the car. This type of key needs to be reprogrammed in order to work with the specific vehicle you own, and this is typically a task for a professional. You should consult an auto locksmith to see whether they are able to handle this, and you will also require proof of ownership.
Old-fashioned metal keys for cars are much simpler to replace than remote key fobs. They function entirely mechanically and are not complex to duplicate, so an expert locksmith in your area can provide you a new one on the spot when you've lost one. They can also duplicate the ignition cylinder in your vehicle, which is an extra expense. If you're looking to make copies of your old car keys, go to a hardware store that specializes in cars to have them made quickly and inexpensively.
You should also consider replacing your car keys if they're beginning to appear worn. The teeth on the key and the lock cylinder could become worn down due to the use of the keys over time and make it difficult for them to align correctly with one another. If the key starts to stick, it might be time to replace it.
If you own a newer car and it is an expensive model, the key might require programming by the dealership. This is a difficult task that can take a long time to complete and may cost a lot of money. Depending on the make of your car it is possible to have the process covered by your warranty or car insurance.
Accessibility
Even if your driving skills are good, you could still lose your keys. This can be a real problem especially at the worst time like when you are at the grocery store or a gas station and you want to return home. Fortunately, there are several options to replace your lost key. You can locate a locksmith, call roadside assistance, or contact your insurance company.
The first thing you'll have to determine the kind of car key you have. This is important since various cars have different kinds of keys. Some keys are old-fashioned, and only lock using the key cylinder. Others include a chip which communicates with the vehicle to unlock doors and start the car. Certain keys can be replaced with an auto locksmith, however you may have to visit a dealer to order one from the manufacturer if yours is a smart key.
Whether you're using a traditional key or a smart key, your first step should be to read the user manual or contact the dealer for instructions on how to program it to your car. You'll need proof that you own the vehicle and then wait for a few more days before your dealer can request a replacement. This process requires you to take your vehicle to a locksmith or another service provider to get it programmed. This isn't the best option for those with limited mobility or tight schedules.
The process is much simpler when you have an extra. You can buy an online replacement key for your car at a cost that is affordable based on the model of your vehicle. However, if your keys are equipped with transponder or key fob element, you'll need to visit a qualified expert to get them replaced and programmed. Depending on the make and model it may be necessary to have it towed at the dealer, or hire a locksmith to replace the key.
Another method to obtain a new car key is by using a bluetooth tracker. These tiny devices can be affixed to your keyring and emit the signature, which can be picked up using a mobile phone that has an app installed. The app will then inform you where the key is so you can find it when you require it.
Insurance
The majority of the time insurance for cars doesn't cover lost keys. However, there are some exceptions. A lot of the top car insurance companies committed to customer satisfaction provide add-on coverage for things like lost keys. This is usually an additional cost, but it may be less expensive than paying out-of-pocket for key replacement costs.
The specific policy and the amount of the deductible will determine whether or not your car insurance covers keys lost. The majority of traditional keys are simple to replace, however if you have an smart key or electronic fob, it can be more difficult. These keys are laser-cut and use computers that transmit signals to your vehicle. They are therefore more difficult to replace than mechanical keys. They are also more expensive because you'll need to pay for a locksmith as well as the key itself.
If you're looking to cut costs on a replacement key that's lost think about using an auto club or roadside assistance. These services may provide discounts for locksmiths and could even pay for the cost of a replacement. Some of these companies also provide emergency lockout services which are useful for those who are in a hurry and have to get back on the road.
key replacements for cars can also contact your car dealer to find out if they can assist. Many dealerships have locksmiths on staff, and they may be able to design you a new key at an affordable price. However when the dealer needs to order a new key for the model you have it could take a few days to receive. Whatever method you choose, make sure to save all receipts and documents so that you can make a claim with your car insurance company should you need to.
The loss of keys to your car is a regular occurrence. It's not pleasant, but it can happen to anyone. There are ways to avoid expensive consequences. The quickest and most affordable method to replace lost car keys is by making contact with a locksmith local to you. However, you should weigh the financial benefits against the time and expense involved before filing an insurance claim.